Ideal Savings Account

Monthly Maintenance Fee

free

Deposits

free

Automatic savings deposits from another institution

free

Direct Deposit

free

Automated Funds Transfer (AFT) - 3 FREE PER MONTH

$3.00

Online Bill Payment

$0.65

Charge Backs

$7.00

NSF Insufficient Funds AFT

$35.00

Official Cheque

$10.00

Sending Interac e-Transfer® *

$1.50

Receiving Interac e-Transfer® *

free

* Standard texting and data rates may apply

TFSA

Deposits

free

Withdrawal from Variable TFSA

$5.00

Transfers In to Ideal Savings (from another financial institution)

free

Transfers Out from Ideal Savings (to another financial institution)

$50.00

GIC

Deposits

free

GIC Receipts - By Email

free

GIC Receipts - Mailed or Faxed Copy

$5.00 per item

Closing Accounts

Within 3 months of opening

$15.00

Miscellaneous

Duplicate tax information receipts - per slip

$10.00

Courier Fees - In Manitoba

$25.00

Courier Fees - Outside Manitoba

$50.00